PaisaYatra
Your Financial Planning Companion. Free Indian finance calculators for loans, investments, government schemes, tax planning, and retirement decisions.
Loan EMI Calculator
Calculate monthly EMI, total interest, and total repayment for any loan.
Advanced EMI Calculator
Detailed EMI amortization calculator with prepayment options and full repayment schedule.
Home Loan Rate Change Impact
Calculate impact when interest rates change across EMI, tenure, and total interest.
Car Loan Calculator
Calculate car loan EMI after down payment and processing fees.
Balance Transfer Calculator
Evaluate loan transfer savings with fees, break-even period, and net savings.
SIP Returns Calculator
Calculate SIP maturity value, invested amount, and wealth gain.
Goal-Based SIP
Find the monthly SIP needed to reach a future financial goal.
Step-up SIP Calculator
Project a SIP that increases every year with your income.
SWP Calculator
Estimate how long a corpus may last with monthly withdrawals.
Fixed Deposit Calculator
Calculate FD maturity value with quarterly compounding.
Recurring Deposit Calculator
Calculate RD maturity from monthly deposits.
FD vs MF Lumpsum
Compare fixed deposit and mutual fund lumpsum returns.
Stock CAGR Calculator
Calculate annualized stock return from buy value, current value, and holding period.
SIP vs RD Calculator
Compare market-linked SIP and fixed-return RD outcomes.
PPF Calculator
Project Public Provident Fund maturity over 15 years.
EPF Calculator
Estimate Employee Provident Fund corpus at retirement.
NSC Calculator
Calculate National Savings Certificate maturity.
Sukanya Samriddhi Yojana
Project SSY maturity for girl child savings.
Gratuity Calculator
Calculate estimated gratuity from salary and service years.
Capital Gains Tax Calculator
Estimate capital gain and tax across common asset classes.
Help and how to use PaisaYatra
Loan planning
Use EMI, Advanced EMI, Rate Change, and Balance Transfer calculators to compare monthly payment and savings decisions.
Investment planning
Use SIP, Goal SIP, Step-up SIP, FD, RD, and FD vs MF calculators to estimate common savings outcomes.
Mutual funds
Search a fund, review NAV history, and estimate actual lumpsum or SIP performance.
Tax and benefits
Use Capital Gains, Gratuity, EPF, and related guides for tax and benefits planning.
Market tools
Use quick helpers such as the Currency Converter and Stock CAGR calculator alongside planning calculators.
Decision guides
SIP vs RD: Which Is Better?
Compare SIP and recurring deposit choices by risk, return certainty, liquidity, and goal planning.
How Much EMI Can I Afford?
A practical guide to choosing a comfortable EMI using income, expenses, tenure, interest rate, and emergency buffer.
PPF vs EPF vs NPS
Understand how PPF, EPF, and NPS differ for retirement planning, tax benefits, lock-in, and withdrawal flexibility.
Home Loan Balance Transfer Checklist
A checklist to decide whether shifting your home loan to another lender is worth the charges and paperwork.
Capital Gains Tax Rules India
A simple guide to short-term and long-term capital gains across equity, gold, property, and debt mutual funds.
Old vs New Tax Regime Explained
Understand how to compare old and new income tax regimes based on deductions, exemptions, salary structure, and simplicity.