:root{color:#212121;background:#f5f7f6;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;line-height:1.5;font-weight:400}*{box-sizing:border-box}body{margin:0;min-width:320px}button,input,select{font:inherit}button,a{-webkit-tap-highlight-color:transparent}.site-header{position:sticky;top:0;z-index:10;display:flex;align-items:center;justify-content:flex-start;gap:18px;padding:10px clamp(18px,5vw,72px);border-bottom:1px solid #dfe7e2;background:#fffffff0;-webkit-backdrop-filter:blur(18px);backdrop-filter:blur(18px)}.brand{display:inline-flex;align-items:center;gap:10px;border:0;background:transparent;color:#2e7d32;cursor:pointer;font-size:20px;font-weight:800;letter-spacing:0}.brand-text{display:grid;gap:1px;line-height:1.05}.brand-text small{color:#607166;font-size:11px;font-weight:700}.brand strong{color:#1976d2}.brand img{width:38px;height:38px;border-radius:8px}.footer button,.back-button{border:0;background:transparent;color:#4b6255;cursor:pointer;text-decoration:none;padding:8px 10px;border-radius:8px}.footer button:hover,.back-button:hover{background:#edf5ef;color:#1b5e20}.hero{display:grid;grid-template-columns:minmax(0,720px) minmax(260px,360px);gap:clamp(16px,3vw,42px);align-items:center;justify-content:center;min-height:500px;padding:clamp(18px,3vw,34px) clamp(18px,5vw,72px) 22px;border-bottom:1px solid #dfe7e2;background:linear-gradient(135deg,#2e7d321f,#1976d214),#f8fbf9}.hero-copy{max-width:780px}.hero>*{max-width:1180px}.eyebrow{margin:0 0 8px;color:#1976d2;font-size:13px;font-weight:800;letter-spacing:.08em;text-transform:uppercase}h1,h2,h3,p{overflow-wrap:anywhere}h1{margin:0;color:#16331e;font-size:clamp(46px,7vw,86px);line-height:.95;letter-spacing:0}h2{margin:0;color:#16331e;font-size:clamp(28px,4vw,46px);line-height:1.08;letter-spacing:0}h3{margin:0;color:#16331e;font-size:19px;line-height:1.2;letter-spacing:0}.lead{margin:14px 0 0;max-width:680px;color:#42564b;font-size:clamp(17px,1.7vw,20px)}.app-quote{margin:10px 0 0;color:#2e7d32;font-size:clamp(17px,2vw,22px);font-weight:800}.hero-actions,.trust-strip,.chips{display:flex;gap:10px;flex-wrap:wrap;align-items:center}.hero-actions{margin-top:16px}.hero-search{display:grid;gap:8px;max-width:560px;margin-top:18px;padding:14px;border:1px solid #cddbd2;border-radius:8px;background:#ffffffe6;box-shadow:0 16px 34px #243b2c1a;color:#41564a;font-size:14px;font-weight:800}.hero-search input{font-size:16px}.primary-action,.secondary-action{display:inline-flex;align-items:center;justify-content:center;min-height:46px;border-radius:8px;padding:12px 18px;font-weight:800;text-decoration:none}.primary-action{border:0;color:#fff;cursor:pointer;background:#2e7d32;box-shadow:0 14px 28px #2e7d3238}.secondary-action{color:#1b5e20;background:#fff;border:1px solid #cddbd2}.soon-action{cursor:default}.trust-strip{margin-top:18px}.trust-strip span{padding:8px 10px;border-radius:8px;background:#fff;color:#41564a;border:1px solid #dfe7e2;font-size:14px;font-weight:700}.phone-stage{position:relative;justify-self:end;width:min(330px,100%);min-height:390px}.phone{position:absolute;width:min(205px,44vw);border-radius:28px;border:8px solid #17251d;box-shadow:0 24px 60px #1f372738}.phone-front{right:50px;top:0;z-index:2}.phone-back{right:-8px;top:62px;opacity:.78}.section{padding:clamp(32px,5vw,60px) clamp(18px,5vw,72px)}.section-heading{display:grid;grid-template-columns:minmax(0,1fr) minmax(260px,340px);align-items:end;gap:28px;margin-bottom:18px;max-width:1180px;margin-left:auto;margin-right:auto}.directory-heading{display:block}.search-box,.field{display:grid;gap:7px;color:#44584d;font-size:14px;font-weight:700}.search-box{width:100%;padding:12px;border:1px solid #dfe7e2;border-radius:8px;background:#fff;box-shadow:0 8px 24px #243b2c0f}input{width:100%;border:1px solid #cddbd2;border-radius:8px;background:#fff;color:#1d2b22;padding:13px 14px;outline:none}input:focus{border-color:#2e7d32;box-shadow:0 0 0 3px #2e7d3224}select{width:100%;border:1px solid #cddbd2;border-radius:8px;background:#fff;color:#1d2b22;padding:13px 14px;outline:none}select:focus{border-color:#2e7d32;box-shadow:0 0 0 3px #2e7d3224}.chips{margin-bottom:24px;max-width:1180px;margin-left:auto;margin-right:auto}.chip{border:1px solid #cddbd2;border-radius:8px;background:#fff;color:#405449;cursor:pointer;padding:9px 12px;font-weight:800}.chip.active{border-color:#2e7d32;background:#2e7d32;color:#fff}.calculator-groups{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;max-width:1180px;margin-left:auto;margin-right:auto}.calculator-group{border:1px solid #dfe7e2;border-radius:8px;background:#fff;box-shadow:0 8px 24px #243b2c0f;overflow:hidden}.group-header{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:14px 16px;border-bottom:1px solid #dfe7e2;background:#f8fbf9}.group-header span{color:#607166;font-size:13px;font-weight:800}.calculator-list{display:grid}.calculator-row{display:block;align-items:center;min-height:78px;border:0;border-bottom:1px solid #eef3f0;background:#fff;color:#26362d;cursor:pointer;padding:12px 16px;text-align:left;text-decoration:none}.calculator-row:last-child{border-bottom:0}.calculator-row:hover{background:#f4faf6}.calculator-copy{display:grid;gap:5px}.calculator-copy strong{color:#16331e;font-size:16px;line-height:1.2}.calculator-copy small{color:#607166;font-size:13px;line-height:1.35}.calculator-card p{margin:0;color:#607166}.category-label{color:#1976d2;font-size:12px;font-weight:800;text-transform:uppercase;letter-spacing:.06em}.app-band{display:flex;justify-content:space-between;align-items:center;gap:24px;background:#17351f;color:#dcefe1}.app-band h2{color:#fff}.app-band p{max-width:720px}.disabled-action{pointer-events:none;opacity:.86;border:0;cursor:default}.developer-section{background:#f8fbf9}.developer-card{max-width:640px;margin:0 auto;border:1px solid #dfe7e2;border-radius:8px;background:#fff;padding:28px;text-align:center;box-shadow:0 8px 24px #243b2c0f}.developer-card p{margin:0 0 6px;color:#607166}.developer-card h2{color:#2e7d32}.developer-card span{display:block;margin-top:12px;color:#607166;font-style:italic}.calculator-page{min-height:70vh}.calculator-layout{display:grid;grid-template-columns:minmax(0,1fr) minmax(280px,420px);gap:22px;align-items:start}.advanced-layout{display:grid;grid-template-columns:minmax(0,1fr) minmax(320px,460px);gap:22px;align-items:start}.calculator-side{display:grid;gap:14px;position:sticky;top:92px;align-self:start}.calculator-side .result-panel{position:static;order:1}.calculator-form,.result-panel,.policy{border:1px solid #dfe7e2;border-radius:8px;background:#fff;padding:clamp(18px,3vw,30px);box-shadow:0 8px 24px #243b2c0f}.calculator-form h1,.policy h1{font-size:clamp(34px,5vw,56px)}.calculator-form p,.policy p{color:#5d7065}.calculator-form .calculator-tip{margin:12px 0 2px;padding:11px 12px;border-left:4px solid #2e7d32;border-radius:8px;background:#edf8ef;color:#2f4738;font-size:14px;font-weight:800;line-height:1.45}.field{margin-top:16px}.form-section-title{margin-top:24px;padding-top:18px;border-top:1px solid #dfe7e2}.field-help{margin:0;color:#607166}.capital-info{display:grid;gap:4px;margin-top:16px;padding:12px 14px;border:1px solid #cfe4d3;border-radius:8px;background:#edf8ef;color:#2f4738}.capital-info strong{color:#16331e}.capital-info span{color:#52675b;font-size:14px}.mode-options{display:grid;gap:10px;margin:14px 0 6px}.mode-option{border:2px solid #dfe7e2;border-radius:8px;background:#fff;color:#16331e;cursor:pointer;font-weight:900;padding:12px}.mode-option.active{border-color:#2e7d32;background:#edf8ef;color:#1b5e20}.field small{color:#718177;font-size:12px;font-weight:500}.advanced-fields{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 16px}.advanced-summary .result-row strong{font-size:clamp(18px,2vw,24px)}.saved-row strong{color:#86efac}.gain-badge{display:grid;gap:4px;margin:8px 0 6px;padding:14px;border-radius:8px;background:#ffffff1f}.gain-badge strong{color:#fff;font-size:clamp(26px,3vw,38px);line-height:1}.gain-badge span{color:#ffffffc7;font-weight:700}.reset-inline{margin-top:18px;border:1px solid #cddbd2;border-radius:8px;background:#fff;color:#1b5e20;cursor:pointer;font-weight:900;padding:11px 16px}.reset-inline:hover{background:#edf5ef}.calculator-actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}.calculator-actions button{border:1px solid #2e7d32;border-radius:8px;background:#fff;color:#1b5e20;cursor:pointer;font-weight:900;padding:11px 14px}.calculator-actions button:hover{background:#edf8ef}.calculator-actions button:disabled{border-color:#cddbd2;color:#8a9a90;cursor:not-allowed}.amortization-card{margin-top:22px;border:1px solid #dfe7e2;border-radius:8px;background:#fff;padding:clamp(16px,3vw,24px);box-shadow:0 8px 24px #243b2c0f}.compact-heading{margin-bottom:16px}.compact-heading span{color:#607166;font-weight:900}.table-scroll{max-height:620px;overflow:auto;border:1px solid #dfe7e2;border-radius:8px}table{width:100%;min-width:860px;border-collapse:collapse;font-size:14px}th{position:sticky;top:0;z-index:1;background:#2e7d32;color:#fff;text-align:right;padding:11px 12px}td{border-bottom:1px solid #eef3f0;color:#26362d;padding:10px 12px;text-align:right;white-space:nowrap}th:first-child,th:nth-child(2),td:first-child,td:nth-child(2){text-align:center}tbody tr:nth-child(2n){background:#f8fbf9}.prepay-cell{color:#2e7d32;font-weight:900}.analysis-stack{display:grid;gap:16px;margin-top:22px}.analysis-card,.status-card{border:1px solid #dfe7e2;border-radius:8px;background:#fff;padding:clamp(16px,3vw,24px);box-shadow:0 8px 24px #243b2c0f}.analysis-card p{color:#5d7065}.comparison-table{display:grid;border:1px solid #dfe7e2;border-radius:8px;overflow:hidden}.comparison-row{display:grid;grid-template-columns:1.2fr repeat(3,1fr);gap:12px;align-items:center;padding:12px;border-bottom:1px solid #eef3f0}.comparison-row:first-child{background:#f8fbf9}.comparison-row:last-child{border-bottom:0}.comparison-row span,.comparison-row b{text-align:right}.two-column-row{grid-template-columns:minmax(0,1.2fr) minmax(0,1fr)}.capital-breakdown{max-width:1180px;margin-left:auto;margin-right:auto}.capital-table .comparison-row:first-child{background:transparent}.status-card.good{background:#22c55e;color:#fff}.status-card.warning{background:#f59e0b;color:#fff}.status-card h2{color:#fff}.status-card p{margin-bottom:0}.article-section{margin:22px 0 0;padding-top:20px;border-top:1px solid #dfe7e2}.calculator-page>.article-section{max-width:1180px;margin:22px auto 0;padding:clamp(18px,3vw,30px);border:1px solid #dfe7e2;border-radius:8px;background:#fff;box-shadow:0 8px 24px #243b2c0f}.article-section h2{font-size:clamp(24px,3vw,34px);line-height:1.1}.article-intro{max-width:900px;color:#5d7065;font-size:16px;line-height:1.6}.article-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin-top:16px}.article-card{border:1px solid #dfe7e2;border-radius:8px;background:#f8fbf9;padding:16px}.article-card h3{font-size:18px;margin-bottom:8px}.article-card p{margin:0;color:#5d7065;font-size:15px;line-height:1.55}.faq-section{margin:22px 0 0;padding-top:20px;border-top:1px solid #dfe7e2}.faq-section h2{font-size:clamp(22px,2.5vw,30px);line-height:1.1}.faq-list{display:grid;gap:8px;margin-top:14px}.faq-list details{border:1px solid #dfe7e2;border-radius:8px;background:#f8fbf9;padding:10px 12px}.faq-list summary{color:#16331e;cursor:pointer;font-weight:900}.faq-list p{margin:8px 0 0;color:#5d7065;font-size:15px;line-height:1.5}.calculator-page>.faq-section{max-width:1180px;margin:10px auto 0;padding:clamp(18px,3vw,30px);border:1px solid #dfe7e2;border-radius:8px;background:#fff;box-shadow:0 8px 24px #243b2c0f}.result-panel{position:sticky;top:92px;background:#17351f;color:#fff;max-height:calc(100vh - 116px);overflow:auto}.result-panel .eyebrow{color:#9ed7ff}.result-row{display:grid;gap:6px;padding:13px 0;border-bottom:1px solid rgba(255,255,255,.16)}.result-row span{color:#ffffffb8}.result-row strong{font-size:clamp(20px,2.4vw,28px);line-height:1.15}.note{color:#ffffffb8;font-size:13px}.back-button{margin-bottom:16px;border:1px solid #cddbd2;background:#fff;color:#1b5e20;font-weight:900;padding:10px 14px}.policy{max-width:860px}.policy-date{margin:8px 0 32px;color:#607166;font-weight:700}.policy-section{margin-top:28px}.policy-section h2{margin-bottom:10px;font-size:22px;line-height:1.2}.policy-section p{margin:0 0 10px}.policy-section ul{margin:10px 0 0;padding-left:22px;color:#5d7065}.policy-section li{margin-bottom:8px}.policy-section strong,.contact-email{color:#16331e;font-weight:800}.contact-email{color:#2e7d32}.policy-footer{margin-top:34px;padding-top:24px;border-top:1px solid #dfe7e2;text-align:center}.footer{display:flex;align-items:center;justify-content:center;gap:10px;flex-wrap:wrap;padding:24px;border-top:1px solid #dfe7e2;color:#5a6e63;background:#fff}.footer span{font-weight:900;color:#2e7d32}.footer small{color:#607166}@media(max-width:860px){.site-header,.section-heading{align-items:flex-start}.app-band{flex-direction:column;align-items:stretch}.app-band .disabled-action{width:fit-content;max-width:100%}.section-heading,.hero,.calculator-layout,.advanced-layout{grid-template-columns:1fr}.hero{min-height:auto}.hero-search{max-width:none}.phone-stage{justify-self:center;width:min(430px,100%);min-height:470px}.phone-front{left:8%;right:auto}.phone-back{right:8%}.result-panel,.calculator-side{position:static}.calculator-groups,.advanced-fields,.article-grid{grid-template-columns:1fr}}@media(max-width:540px){.site-header{padding:12px 16px}.brand{font-size:18px}.hero,.section{padding-left:16px;padding-right:16px}.phone-stage{min-height:492px}.phone{width:min(205px,54vw);border-radius:22px;border-width:6px}.phone-front{left:6%}.phone-back{right:2%}.app-band .disabled-action{width:100%}.comparison-row,.two-column-row{grid-template-columns:1fr}.comparison-row span,.comparison-row b{text-align:left}}@media print{.site-header,.footer,.back-button,.hero,.section-heading,.chips,.calculator-actions,.developer-section{display:none!important}body{background:#fff}.section{padding:0}.calculator-layout,.advanced-layout{grid-template-columns:1fr}.calculator-form,.result-panel,.analysis-card,.faq-section,.amortization-card{box-shadow:none;break-inside:avoid}.result-panel{color:#16331e;background:#fff}.result-panel .eyebrow,.result-row span,.note{color:#5d7065}}
